Banking Solutions Built for You

Heritage Community Bank delivers reliable, convenient banking services for individuals, small businesses, and commercial clients — so you can focus on what matters most.

  • Personal Banking — Checking, savings, and loans tailored to your life
  • Small Business — Flexible accounts and financing to grow your business
  • Commercial Clients — Comprehensive treasury and credit solutions
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Professional banking consultation at Heritage Community Bank

Our Services

Comprehensive banking solutions designed to meet your financial goals at every stage.

Personal banking services

Personal Banking

Checking and savings accounts, personal loans, mortgages, and digital banking tools designed to simplify your everyday finances.

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Small business banking services

Small Business Banking

Business checking, merchant services, SBA loans, and lines of credit to help your small business thrive and expand.

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Commercial banking services

Commercial Banking

Treasury management, commercial lending, and cash management solutions for larger organizations with complex financial needs.

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Digital and mobile banking

Digital Banking

Secure online and mobile banking with real-time account access, bill pay, mobile deposits, and instant transfers anytime, anywhere.

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Why Choose Heritage Community Bank

Trusted by individuals and businesses across Union, MO for over a generation.

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Bank-Level Security

Your funds and data are protected with FDIC insurance, 256-bit encryption, and multi-factor authentication on every transaction.

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Trusted Expertise

Our experienced bankers provide personalized guidance to help you make informed financial decisions for your future.

Convenient Access

Online, mobile, and in-branch banking available when you need it — with 24/7 account access and local support.

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Community Focused

We invest in the communities we serve, supporting local initiatives, nonprofits, and economic development programs.

Get in Touch

Ready to experience better banking? Fill out the form below and one of our team members will reach out to you.