Banking Solutions Built for You
Heritage Community Bank delivers reliable, convenient banking services for individuals, small businesses, and commercial clients — so you can focus on what matters most.
- Personal Banking — Checking, savings, and loans tailored to your life
- Small Business — Flexible accounts and financing to grow your business
- Commercial Clients — Comprehensive treasury and credit solutions
Our Services
Comprehensive banking solutions designed to meet your financial goals at every stage.
Personal Banking
Checking and savings accounts, personal loans, mortgages, and digital banking tools designed to simplify your everyday finances.
Learn More →Small Business Banking
Business checking, merchant services, SBA loans, and lines of credit to help your small business thrive and expand.
Learn More →Commercial Banking
Treasury management, commercial lending, and cash management solutions for larger organizations with complex financial needs.
Learn More →Digital Banking
Secure online and mobile banking with real-time account access, bill pay, mobile deposits, and instant transfers anytime, anywhere.
Learn More →Why Choose Heritage Community Bank
Trusted by individuals and businesses across Union, MO for over a generation.
Bank-Level Security
Your funds and data are protected with FDIC insurance, 256-bit encryption, and multi-factor authentication on every transaction.
Trusted Expertise
Our experienced bankers provide personalized guidance to help you make informed financial decisions for your future.
Convenient Access
Online, mobile, and in-branch banking available when you need it — with 24/7 account access and local support.
Community Focused
We invest in the communities we serve, supporting local initiatives, nonprofits, and economic development programs.
Get in Touch
Ready to experience better banking? Fill out the form below and one of our team members will reach out to you.